disabled

Disability insurance

Every client is unique and deserves peace of mind even when a mishap leads to disability. Offer them the comfort provided by proper coverage against financial stresses brought on by accident or illness. You can contribute to their wellbeing with appropriate and affordable insurance.

Blue Cross offers a wide selection of disability insurance plans. Help your clients find the right plan to protect them from financial worry should they become unable to work.

This coverage is ideal for anyone who is employed, be it self-employed, employed by a business that does not offer group insurance, or a is business owner.

Based on the client’s age, current health condition, and type of occupation, Blue Flex® Disability insurance can offer up to $10,000 of disability insurance per month.

Flexible waiting periods and benefit periods with Regular occupation and Premium refund options: Blue Flex is a plan that suits your clients’ needs and budget.

For more information on this product, including benefits, eligibility, and special features, please click on the product guide below or contact your Regional Sales Director for information.

See the product guide for more details.

This coverage is designed specifically for retirees, students, seasonal workers, part-time employees, hazardous occupation workers or anyone without remunerative work.

Many occupational category that may not be eligible for traditional disability coverage are eligible under this plan.

Blue Flex Monthly indemnity offers up to $2,000 per month, depending on the client's age, current health and occupation.

As with all our plans, this program comes with many special features. Your clients can choose from a selection of waiting periods and benefit periods that allow them to tailor their plan to their budget and needs.

For more information on this product, including benefits, eligibility, and special features, please click on the product guide below or contact your Regional Sales Director for information.

See the product guide for more details.

Our mortgage disability insurance is specifically designed to protect a mortgage or home equity line of credit. With it, your clients can maintain their assets regardless of their occupation.

The insured amount can be up to $6,000 per month for either 24 months or the duration of the loan.

The plan provides the right financial protection your clients need to protect their real estate investments. It covers principal dwellings, second residences and multiplex holdings of eight units or fewer.

For more information on this product, including benefits, eligibility, and special features, please click on the product guide below or contact your Regional Sales Director for information.

See the product guide for more details.

Everyday expenses do not simply stop in the event of an accident or illness. Help your clients avoid missing payments with the Express plan Monthly indemnity. This coverage will provide them with up to $1,500 per month for 12 months.

This plan requires only a simple declaration with a few health questions in order to apply.

For more information on this product, including benefits, eligibility, and special features, please click on the product guide below or contact your Regional Sales Director for information.

See the product guide for more details.